| #: |
From / Date: |
Question / Answer: |
| 6106. |
Seth
collbran, co
Age: 50
Jun 30, 2009
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Buying and selling mobile homes
It seems to me that the saturation point on mobile homes is directly connected to the availability of spaces in mobile home parks, which are becoming increasingly rare. Many towns and cities view mobile home parks as "slums" and they regulate them out of existence where possible, even though they are the essence of "affordable housing." The trend seems to be for park owners to drive out the lower-class tenants with smaller mobile homes in favor of double and triple-wides whenever they don't simply close the park entirely and convert it to another use. Mobile home parks are high maintenance investments and are less and less favored, and I haven't heard of a single new mobile home park being built in the Denver Metro area in decades because the ROI won't support them based on land prices.
...
Excellent answer, Seth. Times have changed, and not for the better.
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| 6105. |
Ian
Maidenhead, UK
Age: 26
Jun 30, 2009
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Best country to move to?
I'm ready to pack it up and leave the UK. I hear you're working on an international edition of "How to Be Invisible" so perhaps you can help me. I have a decent income from an internet business and I can continue to run it anywhere there's a high-speed Internet connection available.
What country would you suggest for privacy, culture, reasonable living costs, not too hot or too cold, and nearby access to the ocean and to a decent airport?
BTW, I am not the only one leaving the UK. See link.
Submitted Link #1: http://www.expatfocus.com/index.php?name=News&file...
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That's the easiest question I've been asked in a long time! Check out any of the small towns along the northwestern border of Washington State, USA. Cool summers, temperate winters, as there's nice airport at Bellingham, not to mention ferries that leave there for B.C. and Alaska. For culture, pop up to Vancouver, B.C. You can rent a nice two-bedroom apartment in Sumas (right on the border) for about $675 a month. As for reasonable living costs, I suspect--but cannot prove--that small-town living in the U.S. is less than in the UK. Perhaps some of you readers in Britain can tell me what living costs are in your area?
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| 6104. |
Theresa
Franklin, TN
Age: 44
Jun 30, 2009
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Skip College
Thanks for posting the link to the article on college. As a home educator, I have many parents ask me "What about college?" To which I respond, [unless] they decide to pursue medicine or some other applied knowledge field, I am NOT encouraging my children to go to college.
This article further supports my long-held convictions.
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| 6102. |
Robert
Calgary, Alberta
Age: 40
Jun 29, 2009
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For Canadians
I would like to know if anyone has purchased a LLC from NM and what the advantages for Canadians. Please advise if anyone has any knowledge in this area... or where they can direct me. Thank you.
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| 6101. |
Dorothy
Topeka, KS
Age: 40
Jun 29, 2009
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Post #6099
1) From an editor's point of view, it appears the writer's last sentence is missing a phrase. I won't speculate further... 2) "Saturation point" can be guessed at, but my personal opinion is that it is an ART not a SCIENCE to determine exactly when the saturation point occurs. Some questions to ponder before jumping in to a field that one might not be familiar with: Are there a lot of un-sold mobile homes in your area? Have you inspected those un-sold homes to determine if they are move-in ready? Are most of them "fixer-uppers" that appeal to a broke and desperate group, or can you find some that would appeal to more discerning families? Are you really talented in the fix-it-up aspect of that business? Is the trailer park a place where you would consider raising small children? Tweens? Teenagers? Senior citizens? How far is it to the nearest elementary school? How far is it to the nearest senior nutrition center? The grocery store? It's ALL about the "niche". Is this your niche? Or do you need to keep thinking?
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| 6100. |
Brett
Dallas, Texas
Age: 25
Jun 29, 2009
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ATM use of Canadian Banks
The idea about having a bank account as a backup in Canada sounds like a good idea. However, given the Patriot act and stuff like that, I'm worried that pulling funds out via ATM in the States is going to pop me up as suspect activity or something like that, even though its my money from my US account. After all, the Canadians surely monitor this stuff and report it to Uncle Sam I bet. I guess its important to catch the bad guys but I'm worried someone over here might get the wrong idea. After all, the ATM card would have my name on it. Or did I misunderstand and am I only supposed to use the ATM card for the Canadian bank when I am in Canada due to some problem or whatnot?
...
Here are the comments of a reader who is familiar with that field:"Using the ATM in America should not be a problem. Lots of foreigners pull money out of US ATM's every day. Lots of Americans have accounts in banks all over the world."
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| 6099. |
David
Eagan, MN.
Age: 44
Jun 28, 2009
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Lonnie Scruggs and mobile home biz
Concerning the invisible home based business you recommend in your book which is taught by Lonnie Scruggs regarding buying and financing mobile homes, I had someone caution me with these words:
"Look carefully at the saturation point in your area for this type of real estate investment strategy. I learned too late when I was once getting started in a business that this was a concern I should have understood and had addressed. If too many people are doing what you are doing, it becomes far more difficult to make money."
I thought exactly the same thing before they gave me this caution.
The question now remains: How do we know what the saturation point is and how do we check it?
The response: There is no such thing as saturation is not valid because it is.
...
I don't understand your last sentence but perhaps someone else will.
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| 6098. |
Greg
Hotchkiss, CO
Age: 44
Jun 27, 2009
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6088 DMV records
I cannot speak to all states DMV records, but in Colorado, if your drivers license is queried, your social security number will come up along with all of the other information associated with your license. Running a plate will give the name and address that you find on the registration. If your SSN does not appear on your registration paper, I would think it would not come up in a license plate search.
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| 6097. |
George
Pomona, CA
Age: 26
Jun 26, 2009
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80% of New College Grads Jobless
I know people who have literally left the country to find what little work there is available.
Lesson learned: <Skip college. Go into business for yourself.
Who really wants to graduate with $130K in private school debt and have no jobs to look forward to? And worse, that massive debt is also shielded from bankruptcy, which means it literally will follow you to the grave.
Submitted Link #1: http://prof77.wordpress.com/2009/05/16/new-college...
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| 6096. |
Tommy
New York
Age: 52
Jun 26, 2009
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FACEBOOK SEARCHES: Not anonymous
For those who are unaware, Facebook searches made by you can be revealed to your searched party. I get these e mails from Mylife.com inviting me to pay a small fee to see exactly who was looking at my profile on Facebook. So just be aware of this when doing Facebook searches that you my think are anonymous-they are apparently not...
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| 6095. |
Nathan
Dallas, TX
Age: 25
Jun 25, 2009
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Re: 6093
The person applying for the mortgage will then be required to disclose the personal loan. If the mortgage company or their underwriters discovers any of the monies used for the downpayment are borrowed the loan will be denied. Would also refer you to Title 18 United States Code, Sec 1001, et seq. (Making it a crime to lie on a loan application form 1003)
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| 6093. |
Nona
SF, CA
Age: 44
Jun 24, 2009
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6086 - Mortgage
Make a personal loan to your partner who will show the value in their bank statement or other asset records checked in the mortgage process. That they have the value in their possession seems like it ought to be enough to satisfy the ones looking. Your personal arrangements can keep you invisible.
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| 6092. |
Nathan
Dallas, TX
Age: 25
Jun 24, 2009
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#6086 - Mortgages
Not disclosing the true source of the downpayment in the qualification process of applying for a mortgage.... is called mortgage fraud.
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| 6091. |
Sebastian
Knoxville, TN
Age: 59
Jun 24, 2009
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CCW Virginia
If you don't want your name and address showing up in Virginia's database, get a Utah CCW permit. Utah issues CCW permits to non-residents. Virginia and other states have reciprocity with Utah.
Submitted Link #1: http://www.usconcealedcarry.com/public/399.cfm...
...
OK, I said I was going to drop the CCW posts, but I'll add this one last item. That should do it.
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| 6089. |
Kate
Miami, Florida
Age: 38
Jun 24, 2009
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Check Depositing
Thanks everyone for your suggestions! I am going to look into them and I'll let you know which option works best.
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| 6088. |
Bill
Reno, NV
Age: 51
Jun 24, 2009
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LLC & DMV
A friend of mine (who is just starting out with HTBI) retitled his vehicle into a NM LLC. When he did this, he ended up giving his personal SSN to the DMV.
Giving that he already owned this vehicle for a number of years (where his name & true home address was attached to the VIN at the DMV, police accident reports and repair shops) is there any real privacy risk in this?
(1) Does the SSN associated with an LLC show up in the police computer if a cop runs his plates or a PI does the same? If so would it automatically pop up his name and information or would that take an additional search?
(2) I read somewhere that when the police run a Drivers license that the SSN comes up on the screen - is that accurate?
...
(1) I don't think so.(2) Perhaps some LEO can answer this question.
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| 6086. |
Josh
Hackensack, NJ
Age: 30
Jun 24, 2009
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Anonymous RE purchase
Note to JJ: This does not exactly follow your suggestions, but maybe readers can help with some scenarios.
I'm trying to buy house (RE) in the max invisible way. At this time I can not buy it outright as Jack and common sense would suggest. So mortgage needs to be involved.
Here is the scenario: RE is to be acquired by me and the partner. Partner will be securing the mortgage. I'm not visibly involved at all, my name is not to be recorded on either the mortgage, nor deed.
However, money for the down payment need to come from me (fair part). What's the best way to do it??
Apparently, needs to be done such way so no mortgage company, nor tax authorities have any questions.
...
You must first get an attorney to protect your interests.
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| 6085. |
Susan
Cleveland, OH
Age: 53
Jun 24, 2009
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More on CCW permits
Some additional thoughts on getting a CCW permit. In my state, on the application form to be filed with the sheriff, you have to give your true address, and list all previous addresses you have lived at since you were 18. This probably doesn't fit in too well with using a ghost address or LLCs for titling real estate or cars.
And, some states may consider the CCW database as a public record subject to disclosure under the state's Open Records or FOIA-type law. In my state some anti-gun newspapers actually get the permit list and publish the names of persons issued the permits.
So there are some anti-privacy implications to think about here.
...
OK, end of CCW permit questions and comments. Let's move on to other issues, readers.
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| 6084. |
Pat
Punta Gorda FL
Age: 69
Jun 24, 2009
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Ultimate Invisability
Comment:
After making a move, went to a local oil company made out an application. Yesterday was called to come in there was a problem with my credit report.
Well I do not have a credit score, instead I am listed as DISEASED.
Now I ask you how many people are going to look for a dead person?
Apparently it is only for credit purposes.
I'm still receiving my mail and appropriate checks.
Pat
...
I think you mean "deceased." Glad to hear you are still alive. :)
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| 6082. |
John
Virginia Beach, VA
Age: 39
Jun 23, 2009
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Re: Chris #6071
Chris,
Open carry without any type of permit is legal in Virginia and happens every day. Virginia has an organization (Virginia Citizens Defense League - VCDL) that is very active in the gun rights movement and political scene. You DO need a Concealed Handgun Permit to legally carry a gun concealed. Yes, it will put you in the state police database, but you have to make the decision on if its worth it. Finally, you ARE NOT require to register any guns in Virginia other than regulated types like machine guns. If you are serious about carrying a gun for protection take the classes and practice regularly at the range until you are comfortable with weapons. Also, read every book you can find on self protection using guns. A split second decision can change your life forever, and not necessarily for the better.
Submitted Link #1: http://www.vcdl.org...
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