Here's an excerpt from a recent column, describing a seminar he conducted for some students in Eastern Europe who have suffered under economic problems:

"In my opinion, value is like the karma of business. If you create value, positive things will happen to the business (i.e. loyal customers, more sales). If you destroy value, negative things will happen to the business (i.e. angry customers, high refunds and chargebacks, brand destruction,lawsuits, etc.)

The second major theme we discussed was attitude. We all know people in our lives who are smart and capable-- they talk a lot about the business that they want to start, or the management position at work that they would be good at, or the no-brainer deal that they could get involved with.

Yet, for whatever reason, few people follow through and actually take action... usually this is due to fear of the unknown. I think that human nature would have us remain in a bad situation where we at least know what to expect, rather than take a small step into a potentially great, yet uncertain situation.

Age and family considerations often play heavily into people's decision-making process; they say things like, "If I were younger, I would..." or "If I didn't have my spouse and children, I would..."

I respect that there are certain obligations and limitations in nature; these are definitely important. I think we can recognize, however, that they older we get, the easier it becomes to make up excuses for not taking action to improve our lives.

Often the catalyst that can generate the most positive benefit takes nothing more than a little bit of extra effort, or small baby steps towards an uncertain outcome."

Submitted Link #1: http://www.sovereignman.com/expat/why-i-went-dark-...

For temporary changes, they are not supposed to do this, but one time they mistakenly treated a temporary order I put in, as a permanent one.

Since then I have never put in a change of address with the PO, just closed the box.

Found a company that allows pseudonymous testing; you pay with a money order by mail, or prepaid credit card, then get the tests done at a local medical lab, same one that docs use.

Remember your pseudonym, date of birth and age as you will be asked a couple of times when getting tested. This is just to make sure they're not mixing your specimens with someone else's.

Choose a date of birth witin 1-2 years of your own since normal levels for some blood components depend on your age.

You then get the results via email. This service is not available in a couple of states. I don't know whether this just means you cannot say you live in that state or you can't go to a lab in that state. Here's the link to the one I used but there are others.

Submitted Link #1: http://www.privatemdlabs.com...

In addition to Jack's suggestions, 1) Don't get your mail often. Instead of daily, maybe go weekly, and not on a regular schedule. Makes the stakeout expensive. 2) in case you are being watched not from the box area but with binoculars from the parking lot, stand in front of the box so no one can see which box you're opening. 3) if you have 24 hour access (some CMRAs as well as Post offices will give you a key or door code) go when the office is closed, anyone loitering will stick out like a sore thumb.

"...iPhones generally store more data than other high-end phones and investigators...frequently can tap in to that information for evidence...when you hit the delete button, it's never really deleted...the phone itself automatically shoots and stores hundreds of such images...could recover months of typing in the order in which it was typed, even if the e-mail or text it was part of has long since been deleted."

Submitted Link #1: http://www.suntimes.com/news/metro/2553828,CST-NWS...

so my question is ... for relocation purposes, with the intent to keep a private address and location, when the landlord asks for a credit report, WHAT IF, i offer to do my own credit report from my own computer which is protected by the tor proxy scrambler. would this ensure ULTIMATE privacy?? it sounds logical, but i'm new to this and need help making sure i got it right. please let me know. thanx. -broken bailey-

... You might try a search on this site for "landlord" or "renting." Most managers will require your SSN so they can run a credit report. The only solution may be to find the owner of a small apartment building who will accept cash in advance for, like, six months, in lieu of the report.

Another possibility is to print your own checks. Office supply stores do sell blank check stock as well as magnetic ink toner (regular black toner will not work when the bank machines try to process the check.) You could print J. Smith, or J.S., or even no name at all, as if they were starter checks.

... I have had no trouble whatsover in having checks printed with three initials, no address. Try http://checkworks.com.

I have NOT USED that name for any other purpose. Don't know whether a second credit file was created for that name. It does NOT show up as an AKA on my own credit report.

Also, for a quick phone number, or some free long distance, Google Voice is now open to the public.

Google Voice tip: you don't have to fully register/verify your phone number with Google to get messages. Sign up for an account using a mailinator.com address, get up to about Step 3 where you have already chosen a PIN and it's asking for your phone number. Sign out. Then, call up the number from another phone. Press * until it asks you for your PIN. Press 2 to skip the greeting setup. You can then listen to messages or make outbound calls.

Many department stores and electronics stores carry pre-paid phones. I recommend T-Mobile, because you can usually get a phone, SIM, and $3 credit included for about $20. Perfect for 10-20 mins of calling depending on plan, and it can be activated online or through an automated phone system which you could call from a payphone. (Keep in mind when they ask for your city or zip code, that is only for assigning you a number in that area, you could choose anywhere they offer service.)

Submitted Link #1: http://www.preferrednumbers.com/...

Then in the next paragraph, it says "if your brother in law wants to buy the car later, you hand him the articles and take the cash". Then only two things need to be done: change the name of the principle driver with the insurance co. and change the address with the dept. of motor vehicles.

Why would a 3rd party have to pay sales tax but the brother in law does not have to pay sales tax? Aren't they both 3rd parties?

... One paragraph refer to selling a car.

The other paragraph refers to selling the LLC, which is totally different.