| #: |
From / Date: |
Question / Answer: |
| 7118. |
robert
alameda, ca Age: 62 Feb 13, 2010
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off shore llc
can you advise as to the feasability of
establishing an off shore LLC?
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NOT advised. Nor offshore banking either, Canada excepted.
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| 7117. |
jiim
Greenville NC Age: 35 Feb 13, 2010
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7114. Andy “Ohio Driver's License Renewal”
7114. Andy
Springfield, Ohio
Age: 30
Feb 12, 2010
“Ohio Driver's License Renewal”
“Other than giving my true address and asking them to please put my PO Box address on the card, what about just stating "no change" when renewing? All correspondence for tags, etc has been going to my PO Box now for a couple of years “
Andy: The State of NC will only mail your DL to you. They have gotten the FBI involved in checking the FBI data base for facial recognition matches.
The FBI could not legally do this but will go off site when asked by the State. FBI just comes to visit and gets away with it. Wonder where else this is used after DL renewal?
I'd guess the delay is also to check the address.
I’d recommend you check to see if your Ohio DL will be mailed and if so to the PO Box.
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| 7114. |
Andy
Springfield, Ohio Age: 30 Feb 12, 2010
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Ohio Driver's License Renewal
My driver's license is up for renewal this summer. Since my last renewal, I have moved and have attained level one privacy and have not included my name and new address together for any reason with the exception of purchasing property insurance.
Other than giving my true address and asking them to please put my PO Box address on the card, what about just stating "no change" when renewing? All correspondence for tags, etc has been going to my PO Box now for a couple of years. (This will cease once the car is owned and no longer financed) If a residential apartment building address is given to them when it is no longer the most current address would this be noticed, and if it was, how would it be addressed?
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This is a decision you should make for yourself, Andy.
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| 7113. |
Stan
Atlanta, GA USA Age: 44 Feb 12, 2010
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Feds push for warrent-less tracking of all cell phones
The Obama administration is not alone in making this argument. U.S. District Judge William Pauley, a Clinton appointee in New York, wrote in a 2009 opinion that a defendant in a drug trafficking case, Jose Navas, "did not have a legitimate expectation of privacy in the cell phone" location.
That's because Navas only used the cell phone "on public thoroughfares en route from California to New York" and "if Navas intended to keep the cell phone's location private, he simply could have turned it off."
Submitted Link #1: http://news.cnet.com/8301-13578_3-10451518-38.html...
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| 7112. |
Drake
LA, CA Age: 34 Feb 12, 2010
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7100 - Western Union trouble
The link below is an article that explains why Western Union offices are now harder to deal with than they have been in the past. (A few rotten apples have committed or assisted in the commission of some heinous crimes.)
Submitted Link #1: http://www.fresnobee.com/state/story/1818244.html...
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| 7111. |
scott
san diego california Age: 44 Feb 11, 2010
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tin
If I buy property for cash, do I need a TIN for the llc if I want to have the llc own it?
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Not that I have ever heard of, no.
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| 7109. |
Seth
collbran, co Age: 50 Feb 11, 2010
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Sealed mail and searches
#7103:"Years ago, I read that a way to hide sensitive papers in the event of a search (if there's time) is to seal them in an addressed, stamped envelope. Is such specially protected from searches by law enforcement personnel? For instance, if a person, car, or belongings were searched by a law enforcement officer without a warrant but claiming to have probable cause, would he have to have a special warrant to open U.S. mail found in the search? Does it matter whether the postage has been canceled?"
The answer is no, this provides no protection against search and seizure either pursuant to a warrant or under an exception to the search warrant requirement, such as the vehicle exception, or exigent circumstances.
Even if a police officer was prohibited from opening a "container" to search, they would simply hold the container and get a warrant.
However, a search must be directed at a specific thing being sought in a specific place. Therefore, if you are stopped in your vehicle and the officer has probable cause to search for drugs (perhaps he smelled pot), he can't search anything that could not contain pot, and although he can search all "closed containers" in a vehicle under the vehicle exception to the search warrant requirement, he can't go on a fishing expedition for other things.
However, if he finds contraband in "plain view" or upon opening a container pursuant to a valid probable cause search, say for example in searching for drugs he opens a briefcase and finds kiddie porn or a gun, it can be seized and used.
But absent probable cause to search combined with either a warrant or an exception, the police cannot lawfully open sealed containers, which means that sealing sensitive papers in an envelope would be a good idea anyway, because if the cop opens the sealed envelope without lawful authority, anything found can be suppressed in court.
This also applies to containers in your vehicle. Always LOCK them, because this indicates that you have an expectation of privacy, which the police must then lawfully overcome. Never leave them the opportunity to say "I picked it up to move it and the stuff fell out on the ground."
It also applies to your VEHICLE. If you're asked to get out of your vehicle, do so, but if you can, roll up the windows and LOCK THE CAR. This shows you have an expectation of privacy, and it helps reduce the chances of a "protective sweep" of the vehicle "for weapons" (which is usually a pretext for a drug search) because such protective sweeps require that you have access to the putative or potential weapon. But if it's inside a locked car, it's hard for the police to argue that you might "lunge for the weapon."
Never, ever, under any circumstances grant the police permission to search your person or effects. ALWAYS refuse to give them permission, but NEVER obstruct their search if they choose to make one. If they have a right to search, they DO NOT NEED your permission to do so. If they do NOT have legal authority to search, but you give them permission, then you can't argue that the search was unlawful and have evidence suppressed.
This does not mean that you should be uncooperative, just politely decline to give them permission, citing your 4th Amendment rights and then let them do whatever they are going to do. Then argue your case in court if you must.
Again, I'm just an ex cop, not an attorney.
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| 7107. |
Calvin
Manchester, Connecticut Age: 64.7 Feb 11, 2010
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AARP & PRIVACY & MORTGAGES
As I approach my 65th birthday, I have been getting inundated from all sorts of offers for Medicare/Medicaid-- whatever--insurance from a variety of "insurance companies". I first suspected the Social Security Agency for "helping" me get signed up, but I wonder if AARP is selling my name since they have my name and age from back when I was 50 and signed up with them for their discounts etc. Too bad HTBI wasn't written then!
A similar spate of mortgage, insurance
and mortgage refi related offers hit my mailbox everytime I refinanced my mortgage downward (always thru the same local bank). I suspect the credit reporting agencies cus I don't see salesmen hovering around my town clerks little office waiting for leins to be recorded because they are not quite in the digital age.
Any thoughts from those who might be on the inside of such operations or have gone thru it all before??
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AARP does indeed sell their membership lists.
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| 7104. |
Marissa
San Mateo, CA Age: 42 Feb 11, 2010
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For Joseph # 7090, Robert #7100
Joseph, if you give the Nevada DMV your true residence address and also specify a mailing address, you can ask to have your mailing address printed on the license card instead of the residence one. That way, if your DMV address somehow leaks out of the DMV, it will likely be the mailing address, and you will still be on the right side of the law.
Robert, thank you for taking the time to warn us!
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| 7103. |
Dave
Greensboro, NC Age: 29 Feb 11, 2010
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Sealed mail and searches
Years ago, I read that a way to hide sensitive papers in the event of a search (if there's time) is to seal them in an addressed, stamped envelope. Is such specially protected from searches by law enforcement personnel? For instance, if a person, car, or belongings were searched by a law enforcement officer without a warrant but claiming to have probable cause, would he have to have a special warrant to open U.S. mail found in the search? Does it matter whether the postage has been canceled?
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See #7109
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| 7102. |
Angel
Providence, UT Age: 29 Feb 11, 2010
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Feds push for tracking cell phones
"the Obama administration has argued that warrantless tracking is permitted because Americans enjoy no reasonable expectation of privacy in their--or at least their cell phones'--whereabouts"
"If the courts do side with the government, that means that everywhere we go, in the real world and online, will be an open book to the government unprotected by the Fourth Amendment."
Submitted Link #1: http://news.cnet.com/8301-13578_3-10451518-38.html...
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| 7101. |
Dave
Orlando FLORIDA Age: 54 Feb 11, 2010
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personal identification
Being a passenger of friend operating an older vehicle, radiator failed and a tow was necessary. Stating my insurance coverage also could envelope assistance for a car I was traveling in, we used this service (we were about 10 miles from a shop where we could get this repair).
About an hour later, my glowing favor turned to a shade of gray when the tow driver, in completing paperwork (under my LLC), needed information: my drivers license! Uh, thinking to myself, this isn't going to work.
Saved myself from the noose with quick thinking because, as we know, money talks.
Asked for the paperwork and told the man it likely would work to everyones advantage since we now, of course, were going to pay cash. His reaction was evident. Attitude picked up and approach to the matter was practically cordial. My friend mildly protested but for less than $75. (my loss, but worth it) the roadside debate wasn't necessary and was, fact being fact, a case I'd never win. My friend coughed up HIS information and showed their ID for this tow (job).
Beware of this situation should you need tow service.
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| 7100. |
Robert
Baltimore, MD Age: 43 Feb 11, 2010
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Western Union Warning
A word of warning to my friends concerned with protecting privacy from a recent personal experience.
The specific details aren't so important but a friend called and needed a small amount of cash due to an unforeseen emergency. Under normal circumstances I would have gone in person to a Western Union agent and given them cash but in case you haven't noticed there have been 2 blizzards in my neighborhood in the past week. As a result, everything is closed including the multiple places within a short distance that I could have done business with a live agent and used cash.
Extremely begrudgingly I called Western Union and sent money using my credit card. I say "extremely begrudgingly" because I rarely use my credit card. I pay cash for almost everything. The only exceptions are airline tickets, hotel reservations, etc. To say the amount of personal information required for this transactions was excessive would be an understatement. For someone so protective of my privacy, I feel like I've been "raped."
The normal credit card information was not enough. They needed my DOB too. But that was just the beginning of my horror story. This was the first (and last) time I've used Western Union. I was told the funds would be available to my friend within 30 minutes but that was not the case. I don't know if the agent I spoke to lied to me or is just incompetent.
In any event, several hours later I had to call Western Union again. My transfer had been suspended until they could verify my identity. I can respect that we live in a world full of criminals so they need to take steps to protect themselves but I am not a criminal and it annoys the crap out of me that criminals have made this level of caution necessary.
They needed the last 4 of my SSN to pull some information from my credit file so they could give me a multiple choice test based on that information. But even that was not enough. The last step was to give them a telephone number they could call and I would answer.
Had I known the excessive amount of personal information required before hand, I would never have wired my friend money. I also made it crystal clear that I will NEVER do this again. I remember some words my mother used to say to me when I was a kid: "Failure to plan on your part does not create an emergency on my part."
Hopefully sharing this horror story saves someone else the hassle and frustration of dealing with Western Union.
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Wow, what a wise mother: "Failure to plan on your part does not create an emergency on my part." Readers, remember that one!Here's a message for your friend: Never leave home without some hundred-dollar bills on your person. Never! Never! NEVER!
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| 7099. |
Nona
SF, CA Age: 44 Feb 11, 2010
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7095 - Marriage
Andrew, it is VERY likely that Ancestry (dot)com will upload your marriage information.
My spouse and I traveled to Nevada for the 'Confidential' marriage option offered there. It is the first record that pops up when I look at Ancestry (dot) com.
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Excellent point, Nona. Looks more and more like Andrew had best opt for another country.
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| 7098. |
Roger
baytown texas Age: 60 Feb 10, 2010
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#7093
Tennessee is a state that allows series LLCs; this means each parcel can be placed in a different series under the same LLC. Assets in each series are protected from the legal problems of the other series.
The assets of each series can be bought and sold without affecting the assets of the other series.
Each series is part of one LLC so you would only pay to setup one LLC.
I would recomend that you have an attorney help you with this.
I am only familiar with Texas laws and Tennessee laws about series LLCs may be different but the concept is the same. It is like one corporation with several subsidiaries.
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| 7097. |
Charles
Chicago Illinois Age: 42 Feb 10, 2010
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Marriage
The U.S. State Dept. says marriages performed abroad are fully legal in the U.S. as long as they don't break any U.S. laws (i.e. - polygamy). My suggestion -- take a cruise to the Caymans, Jamaica, the Virgin Islands, etc. and get married there. Many offer "cruise marriages" and unless someone specifically looks in that country, no search will turn anything up. They aren't going to turn up in U.S. databases.
Submitted Link #1: http://marriage.about.com/cs/marriagelicenses/a/ma...
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| 7096. |
CJ
Madoc, Ontario Age: 58 Feb 10, 2010
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7095
Hi Andrew,
You ask a very good question. Wish more folks would ask this question first. I also agree with JJ that you should be congratulated for making it legal.
What do you think about getting married in a foreign country? There are numerous countries which could work for you. I would be wary of countries which have information exchange treaties with US. Better yet, in some places you can have the judge performing the marriage "seal the records" (so they are not in any form of computer database) and nobody but you can get copies!
What do you (and JJ) think of this?
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Since Andrew specified the U.S., I didn't offer an opinion on marrying in another country (which normally would be an option, of course).
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| 7095. |
Andrew
Cleveland,Ohio Age: 25 Feb 10, 2010
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Marriage and Identity
I am about to be married in a few months. As I value my privacy, I am interested in a marriage that is recognized as legal but one that will NOT show up in the county/marriage data base searches here in the U.S. Any suggestions?
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If the wedding must take place in the United States, then no, I have no suggestions. I do, however, congratulate you on your plan to have a legal marriage. Way to go, Andrew!
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| 7094. |
Tony
Seaside, CA Age: 68 Feb 9, 2010
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LLC before or after buying house
A mortgage broker said to quitclaim house bought in my name AFTERWARDS. Otherwise you pay fraction of point per thousand.
To my mind I'd rather LLC at first despite any extra cost.
Lack of tax stamps in paper transfer/quitclaim may say it still belongs to one who transferred.
LLC-ing from the first eliminates finding your name.
Please advise.
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Since you mention a mortgage broker, I wonder if you plan to finance. If so, an LLC will not protect your privacy--you must guarantee the loan personally. As for the quitclaim idea, my vote is no. (BTW, your paragraphs ran together because you didn't follow instructions on the question page.)
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| 7093. |
Sharon
Cookeville, TN Age: 58 Feb 9, 2010
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LLCs for real estate
I have two different parcels of land and want to put them in an LLC.
1. Do I need a separate LLC for each?
2. Is it possible to put them in one LLC but different cells so they are each protected on their own?
3.
If one parcel of land was sold, how would this be handled? 4.
Would I be paying for one LLC or two?
5. Do I need an attorney to do this?
Sorry for all the questions but the more I read about an LLC the more confusing it is.
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I numbered your many questions, to make it easier to answer.
1. Yes.
2. No.
3. Do not put both in one.
4. Two.
5. Probably not, but check with your title company first.
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