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From / Date: |
Question / Answer: |
| 7167. |
George
Pomona, CA
Age: 26
Feb 26, 2010
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Free Ink Pen to Prevent Check Fraud.
I just spotted this this morning. Uniball is giving out a limited number of it's new anti-fraud ink pens for free. I really enjoy using their Signo 207 and I guess this is supposed to be an improvement on that product line.
One will definitely be arriving at my ghost address. ;)
Submitted Link #1: http://www.uniballsuperink.com/...
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| 7165. |
Mike
Orange County, CA
Age: 30
Feb 25, 2010
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Census Forms & Vacant Rental Properties
All,
Many real estate owners have to deal with census forms arriving at their vacant rental properties. On these forms they simply write "vacant rental property" and mail them back in.
Coincidentally, some occupants have even moved out of the property the day (or day before) the form arrived. In this case, "vacant rental property" would have to be written on the form to stay truthful. If someone moved back in the day after the form was returned, it would simply be an issue of bad timing on the government's part.
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| 7164. |
Dave
Greensboro, NC
Age: 29
Feb 25, 2010
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#7144 IDs for returns
My understanding is that stores record ID so they can keep track of how many times an individual has made returns without a receipt. If he makes too many receipt-less returns within a certain period, he goes on a blacklist and won't be allowed to make any more returns without a receipt, at least for a while.
A store might ask for ID even with a receipt if it was bought with a credit card, just in case fraud is afoot.
Some stores actually scan the bar codes on drivers licenses! This happened to my wife recently at a TJ Maxx. So if you plan to use a novelty ID for store returns, make sure it has a correctly coded bar code. Others make you fill in a slip with name & address but don't ask for ID, so have some bogus info memorized.
The lesson is pay cash and hold on to your receipts! I suggest keeping all receipts for things you might possibly return in one place so you'll know right where they are. Don't let the clerk put the receipt in the bag, it's too easy to throw away by accident.
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| 7163. |
Robert
Baltimore, MD
Age: 43
Feb 25, 2010
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Re: #7147
I used to share a condo. I bought a thick book with an uninteresting title I knew I wouldn't read (and hopefully nobody else would either), cut out a large rectangular part of it with a utility knife, put cash in it, and put it on a bookshelf in the living room with dozens of other books. Never any problems. Look up "diversion safes" online.
...
The best system is to divide the $10,000 into four parts and hide each section in a different place.
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| 7161. |
Bruno
Annecy, France
Age: 33
Feb 24, 2010
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LLC for car registration in Europe
Dear Mr Luna,
I have come across a similar topic (#6242), but I wanted to know if someone had actually done it in a EU country, and what were the difficulties, costs, etc.
I also see a problem when doing the papers: if a power of attorney is needed to have someone else do the papers, who would sign it, since no one officially appears as the owner of the LLC? Can it be any "one-day manager"? And can it be "self claimed", since I don't want my name to appear anywhere? Is bringing the Articles enough to prove legitimacy?
Also, since you have a residence in Spain, have you ever registered a car locally?
Thanks very much,
Bruno
PS:
I'll also try to bring my contribution, so here's what I have found for France: it seems that registering a car for a foreign company would more or less require a local representation of the company, officially registered at the "registre du commerce" as a "bureau de liaison" or "succursale"... which can be costly and generates taxes... Theoretically, I think it could be avoided (The Hague convention), but this would be a practical nightmare...
And in all cases, it also requires a physical proof of domiciliation for the company (office rent contract, property title...)! Seems rather unpractical and expensive, unless some loophole can be found, but for now this is all I have.
...
I agree that it is not practical in Europe to register a vehicle in the name of a NM LLC. ... As for Spain, I had a nominee buy my last car. No problem with that method.
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| 7159. |
gail
san luis obispo, ca
Age: 59
Feb 24, 2010
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7132, Alan
i do not know of AAA selling my/our info. i have had AAA all of my driving life, many years.
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| 7158. |
gail
san luis obispo, ca
Age: 59
Feb 24, 2010
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job searching
hi jj & readers, do you have any suggestions for me on job searching & trying to keep a low profile? here's all the problems i have come across: 1. many/most all of companies are using the internet for application, no paper applications allowed; 2. i have the only ethnic last name where people notice & are prejudiced against, all others are considered acceptable, at least that is the reason i am guessing i do not even receive phone calls for information much less a job interview & i know they have job opening(s), & i know i have the qualifications; 3. it seems faster in a sense to use internet because i do not need to waste gasoline driving around; 4. the few that may do a paper application may be the low wage, franchise owned business; 5. very few companies advertise in the newspapers any more, 6. i do not have any friends or know of people to network with; i've heard lately that supposedly that is the way most people get jobs. i have never gotten a job that way. any & all suggestions welcomed. thank you in advance.
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| 7157. |
George
Pomona, CA
Age: 26
Feb 24, 2010
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Winning the Lotto Might Mean More Than Losing Your Privacy
You might get some unfriendly visitors trying to cash in too..
Submitted Link #1: http://www.lakewalesnews.com/articles/2010/02/24/c...
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| 7156. |
Sebastian
Knoxville, TN
Age: 59
Feb 23, 2010
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What your browser tells about you
This article talks about information that your browser gives about you.
Submitted Link #1: http://www.networkworld.com/columnists/2010/020810...
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| 7155. |
Teresa
Lewiston, Idaho
Age: 48
Feb 23, 2010
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Drake:
Thanks, Drake. I'm grateful for already knowing about some of this from reading the many posts
I checked out a related article, and was not at all not surprised at the arrogance implied in this quote: "One who does not wish to disclose his movements to the government need not use a cellular telephone...."
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| 7154. |
Teresa
Lewiston, Idaho
Age: 48
Feb 23, 2010
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Brad vs. Home Depot
We have a Home Depot here. I do not recall having ever returned anything (I don't buy there unless I must).
I did recently go to a regionally-based hardware store. When I paid (in cash), I was asked for my name. I said, "Thank you; no." Then I was given the usual "the-computer-needs-that" business. As politely as possible, I said, "I don't want to give my personal information to buy a widget. I am paying cash. Maybe if you just put anything there..?"
Silence...then I was given my total, paid, and left.
Turned out I did not need the item after all (thanks to a helpful neighbor), so I took it back with the receipt. I was again asked for my name. I smiled and said, "I never provided it." "Oh, we need it for the computer." "Oh! Well...just put whatever you like--Miss Customer should work."
I got my money back.
Now here is something (and I was pleasantly surprised): I went to Petco and was asked if I had one of their discount cards. I said I didn't (I'd destroyed it long since). The clerk rang up my purchase--and took off the discount as if I had a card! When I got home, I discovered a card had been placed in with my items--no name; no telephone. I have no plans to use it, though I am tickled that they would just hand me a card w/out the personal info.
Perhaps it varies by area/town, or by business..? Around here, you're liable to run into folks you know at any time and at any place, so maybe cashiers are a little less likely to make waves when someone doesn't want to give them the farm to buy a 99-cent sack of pretzels.
Thank you all again.
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| 7153. |
Lance
QLD, Australia
Age: 56
Feb 23, 2010
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Mobile or SIM in Australia
to Anthony, Sydney Au - ref #7147
You say "...Australia keeps violating our privacy is we require ID to buy a prepaid cellphone or SIM card!"
You might find it worthwhile to visit Fair Go Communications
Submitted Link #1: http://fairgocom.net.au...
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| 7152. |
Torry
Chicago, IL
Age: 22
Feb 23, 2010
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Establishing Proof of Identity
I recently applied for a passport. I submitted an abstract (or small) version of my birth certificate instead of the long or full version along with a photocopy of my DL to the Dept. of State for passport processing.
One month later, they prolonged it saying if need more proof of establishing my identity. Also, I need a court order from the judge saying that it is okay for me to apply for a passport and leave on that passport. I need a letter from my probation officer saying that they will have knowledge of my travel plans.
First off, I am no longer on parole (never been on probation). Second, I contacted the judge in the state I was incarcerated, and the clerk of the court said it doesn't make sense why they would need that since I am no longer incarcerated and off of parole.
So what the parole officer did was sent me a letter to give them saying I am no longer on parole with my discharge papers. The clerk of the court is sending me the minutes, summary of judgement (or abstract), and something indicating they have no more jurisdiction over me.
I also have to fill out these papers regarding all places I have lived, worked, went to school, how many sisters I have and their names, my mother and father's names and where they live, and so much more.
Does anyone have any suggestions as to how I can get around this? It makes no sense. My two primary documents should have sufficed.
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| 7151. |
Bradford
Frisco, TX
Age: 30
Feb 23, 2010
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Transfer Vehicle to LLC or get a new car?
My vehicle is currently registered in my real name. Is it better to transfer my current vehicle to my LLC or just get a new vehicle and title/register it in my LLC's name? Seems like a transfer is less private given that the previous owner would be my real name and info. Any concerns with this?
...
I have been told by a PI that on a general search, previous owners do not come up.
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| 7150. |
Marc
Burlingame, CA
Age: 46
Feb 23, 2010
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New CA CMRA regulations
Someone just brought this to my attention, regarding CMRAs located in California. Seems that they have passed a law that REQUIRES each box holder to consent to the CMRA operator being their agent for service of process. Further, the the CMRA continues to be your agent FOR TWO YEARS AFTER YOU LEAVE THE BOX. This part of the agreement is irrevocable.
Basically, you can be served with a lawsuit by someone dropping the service documents off at the CMRA. If they loose it, send it to the wrong place, etc. too bad. The state law is amended to consider the service perfected 10 days after the CMRA drops whatever they were served with into regular USPS first class mail, to your last known address.
Additionally, the CMRA is required to tell ANYONE coming and asking about the box, that they will accept legal service for the box holder.
The CMRA is required to show your postal form 1583 and any other documents they have to any law enforcement agent or a representative from the CA department of consumer affairs. Think it's likely your CMRA desk clerk will demand to see and verify ID of someone showing up with a badge asking for your info?
If someone shows up with a judgment, they are again required to disclose your home address.
And if that was not enough, CMRA operators are now relieved of any legal liability for reporting you as "suspicious" to law enforcement. If they ruin your name, cause you to be arrested or to incur legal expenses due to their mistake, too bad, you can not sue them.
Expect this little gem to be copied by other privacy hostile states or perhaps even the post office. My understanding is that these new agreements and the new "improved" postal 1583 form to be demanded of you next time you go renew your mailbox, or perhaps sooner.
Submitted Link #1: http://law.onecle.com/california/business/17538.5....
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| 7149. |
Richard
Ferndale, MI
Age: 40
Feb 23, 2010
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Rent vs Buy
Great article that supports your statement, JJ, that renting is not a financially compromising housing option.
Submitted Link #1: http://www.bargaineering.com/articles/mortgage-int...
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| 7148. |
Dorothy
Topeka, KS
Age: 40
Feb 22, 2010
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webcam spying
Just a link. I have been paranoid about this for years, and my webcam has been sporting a piece of construction paper taped over it for quite some time!
Submitted Link #1: http://news.cnet.com/8301-19518_3-10457737-238.htm...
...
Same here--the first thing I do with a new laptop is to tape the lens.
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| 7147. |
Anthony
Sydney, Australia
Age: 32
Feb 22, 2010
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cash & shared home
Hi JJ,
I now live in a shared house & although it's great not having utilities or a lease in my name, I have a problem with storing cash. I've read IM & HTBI but am stuck on a place for hiding it. it's goint to be about $10k. Since the rest of the house consists common areas, the only options I can think of is the bedroom or a safe deposit box which you don't recommend. The locks in the house - any granma could get it. Can you suggest anything?
BTW I owned gold for a few years & but then the Govt introduced an "anti-terrorism/money laundering" law that made ID compulsory for bullion transactions, so got rid of it. another example of how Australia keeps violating our privacy is we require ID to buy a prepaid cellphone or SIM card! In both instances they need an address, we can't get away with just using a passport. We have a much smaller population that the USA so they really have us fenced in.
JJ.
...
Have you read about the various hiding places outlined in the e-book INVISIBLE MONEY?
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| 7146. |
Drake
LA, CA
Age: 34
Feb 22, 2010
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The Snitch In Your Pocket
Through public records the light of day is shining on the technological abilities cell phones provide the government (legally), and their attitude about using it.
Submitted Link #1: http://www.newsweek.com/id/233916...
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| 7145. |
Barb
raleigh nc
Age: 53
Feb 22, 2010
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have llc's
Mr Luna,
Which person do I talk to in regards to paying the renewal on my existing LLC's I bought from Kitty?
thank you
Barb
...
Click on the CONTACT US tab for directions on how to contact Michael.
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