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From / Date: |
Question / Answer: |
| 8346. |
Susan
Cleveland, OH
Age: 54
Dec 23, 2010
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Another article on student loans
and the scam of the college education enterprise.
Submitted Link #1: http://endoftheamericandream.com/archives/16-shock...
...
Here's a brief quote from the excellent article.
Sadly, the quality of the education that most of these college students is receiving is a complete and total joke.
Take it from someone that has graduated from a couple of very highly respected institutions. I have an undergraduate degree, a law degree and another degree on top of that, so I know what I am talking about. Higher education in America has become so dumbed-down that the family dog could literally pass most college courses.
It is an absolute joke. The vast majority of college students in America spend two to four hours a day in the classroom and maybe an hour or two outside the classroom studying. The remainder of the time these "students" are out drinking beer, partying, chasing after sex partners, going to sporting events, playing video games, hanging out with friends, chatting on Facebook or getting into trouble. When they say that college is the most fun that most people will ever have in their lives they mean it. It is basically one huge party....
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| 8345. |
Susan
Cleveland, OH
Age: 54
Dec 23, 2010
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Student Loans - Crushing Debt Burden
Link to an article on the crushing debt of student loans. Good reason to skip college.
Submitted Link #1: http://news.mobile.msn.com/en-us/articles.aspx?afi...
...
This should scare any parent! To quote:
On Nov. 3, 2009, Ralph Grande and his wife, Joan, lost their only child in an automobile accident. Vincent was weeks away from taking his exam to become a stockbroker when he was killed.
"Does any parent ever bring a child into this world thinking that they would outlive them?" Ralph said. "God, no. God, no."
Ralph and Joan soon learned that not only had they lost their only son, they were on the hook for more than $81,000 in student loans that Vincent had borrowed through New Jersey's state student loan program ...
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| 8344. |
Martha
Flensburg, Germany
Age: 35
Dec 22, 2010
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Traffic violation/court
I live in the States but am on a business trip in Germany.
Prior to leaving for Germany, I received a traffic ticket. Court appearance is not mandatory but I was told I can speak to the prosecutor and plea the points to a no-point violation, with an increased fine.
This is my first ticket...is there any advantage (from a privacy perspective) to just mailing in the fine, and receiving points on the license? Is going to court, speaking to the prosecutor, and pleading not guilty to a lesser traffic violation, with no points, harmful to privacy?
I can't imagine that it is.
Any police officers or anyone out there with input can help me out? Would most appreciate it.
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| 8343. |
Danny
Concord, CA
Age: 32
Dec 22, 2010
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RE: 8341
Dave,
Buy them on the internet instead. Sites like drugstore.com allow you to send them a photocopy of your passport as your ID.
Also, the law allows you to purchase three times as much if you're buying it mail order, so it actually ends up being more convenient.
Also, your billing address will need to match your shipping address if you're buying any product containing ephedrine or pseudo-ephedrine. This can be accomplished with a pre-paid Visa gift card - which will allow you to fill in absolutely any billing address you wish.
Please note that I am not affiliated with or an employee of drugstore.com. I would assume that other online pharmacies have similar policies.
Submitted Link #1: http://www.drugstore.com...
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| 8342. |
Stan
Atlanta, Ga USA
Age: 44
Dec 22, 2010
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#8341 DL scanned for Cold medicine
re8341, Be very careful with the purchases of cold medicine:
you could wind up in jail.
Harpold is a grandmother of triplets who bought one box of Zyrtec-D cold medicine for her husband at a Rockville pharmacy. Less than seven days later, she bought a box of Mucinex-D cold medicine for her adult daughter at a Clinton pharmacy, thereby purchasing 3.6 grams total of pseudoephedrine in a week’s time.
Those two purchases put her in violation of Indiana law 35-48-4-14.7, which restricts the sale of ephedrine and pseudoephedrine, or PSE, products to no more than 3.0 grams within any seven-day period.
Submitted Link #1: http://tribstar.com/local/x46868452/Wabash-Valley-...
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| 8341. |
Dave
Maple Shade, N.J.
Age: 49
Dec 22, 2010
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Re: Pay with cash
Hello, I have chronic sinus problems and must continually use meds like claritin-d and the like which are restricted.
Here in N.J., (and I suspect other states?) everytime you buy them, you must show your DL and they scan it. So regardless of how you pay, they are going to have a record of your purchase.
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| 8340. |
Michael
Düsseldorf, Germany
Age: 50
Dec 22, 2010
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Passport as ID
The comments below this short article about using a passport as ID are interesting.
Submitted Link #1: http://www.boingboing.net/2010/12/21/passport-is-n...
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| 8339. |
Jason
Cincinnati, OH
Age: 34
Dec 20, 2010
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RE: Jason 8335
In all the years I've sat in court and listened/given testimony, I've never heard a prosecutor or Judge ask for a citizen's home address while on the stand unless a crime was committed at said address. The exceptions might occur for a D.V. offense.
You are making a big deal out of nothing. Intelligent people do NOT give out their home address....EVER. This includes Judges, Lawyers, LE, criminals, etc. As a member of LE, I would quit or be held in contempt before I gave the address of my wife and children out in open court. Anything said on the stand becomes public record forever.
Just give them your address and use the same one consistently. There is no law that defines "home address."
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| 8338. |
Dorothy
Topeka, KS
Age: 45
Dec 19, 2010
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ghost address in court
To add to the previous thoughts on this topic: If the question does not involve "Where do you sleep at night?" or "Where do you live?", but rather "What is your address?" or "What city do you live in?", then you simply need to start thinking like a lawyer. Your "address" can (easily and without a second thought) be "the address where you receive your mail." When I'm questioned about a P.O. box for an address, my reply is always that I don't receive mail at home, so my home address is irrelevant to the question. Only in rare circumstances does the questioner come up with a legitimate reason to know where I "live" rather than where I receive mail. Remember Bill Clinton's answers when he was questioned during his impeachment hearings? He parsed his words with extreme care, to be able to take those words in more than one context yet still remain honest to at least *one* definition of the words... His most famous quote in that era was: "It depends on what the meaning of the word "IS" is".... That said... If there is any way to "mail it in," then you should do so! If you are questioned in open court in ways that you cannot answer honestly or in good conscience (in at least one context), then your backup plan should be that you moved and neglected to file an address change with the BMV. Better to be faulted for negligence than for a deliberate intent to mislead! Finally... The lane-change for emergency vehicles rule is one of those laws that happened because of an officer being killed in the line of duty. Law enforcement in that state probably has some strong feelings about enforcing it - much more so than their feelings about enforcing 14 miles over the speed limit violations. That might be why you're not seeing an option to mail in your fines.
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| 8337. |
Drake
LA, CA
Age: 36
Dec 19, 2010
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Address given in court - 8334
Jason, I've been to court - a lot. I've never had a problem giving my ghost address. My residence was in the same town as my ghost address for the longest time. Depending on how they ask the question might make it easier but it really shouldn't matter.
Q: Where do you live?
A: [City]
Q: What is your address?
A: [Ghost address]
No problem.
It's the address on my official documents so it's the address I give to officials. If I was going to be served, the papers would be accepted at my ghost address. No mental reservation is actually necessary - if they're happy serving me there, I'm happy to say in open court that that is my address.
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| 8336. |
Lewis
Athens, GA
Age: 39
Dec 19, 2010
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RE: 8334 and Court Appearance
Hi Jason. As Mr. Luna wrote, "You can't just pay the fine by mail?" Can you talk to the clerk and ask about paying by mail and pleading no contest or nolo contendere? Or, clarify that if you plead guilty, can you pay by mail? Ask to speak with a supervisor if necessary.
I may be wrong, but I think that you should be able to pay by mail, with a plea of "no contest" or at the worst, "guilty". Generally, the back of the citation will clearly indicate the deadlines and options for answering the ticket, including paying by mail. I'm just wondering did you misunderstand the clerk, in that if you appear, it's mandatory that you plead guilty or not guilty? I just don't understand why you can't pay your in-state citation in person or through the mail at the Circuit Court Clerk's office of the county in which you were issued the citation. Why can't you bring or send a copy of the citation along with a money order? Why would you have to appear in court for a misdemeanor traffic offense?
If you were ticketed for KRS 189.930, the penalty is KRS 189.993(8): "Any person who violates KRS 189.930 shall be fined not less than sixty dollars ($60) nor more than five hundred
dollars ($500), or be imprisoned in the county jail for not more than thirty (30) days, or both." It's the "Move Over Kentucky" law and you should be able to pay by mail.
Also, if it was me, I would not worry about the address. I know that Mr. Luna does not recommend the mail box technique anymore, but it does indeed work, at least in my experience. My experience in court with a ghost address has been that I have not had any problem appearing in court and affirming my ghost address. I am reminded of Ralph Waldo Emerson's saying, that "good men must not obey the laws too much." I also recommend Frank Ahearn's book, "How to Disappear".
Worst case scenario, ask for advice from some attorneys or see if any have free consultations. Good luck and please advise us what happens in regard to your privacy and if you can pay by mail.
In closing, some quotes to think on:
"Laws are only words written on paper, words that change on society's whim and are interpreted differently daily by politicians, lawyers, judges, and policemen. Anyone who believes that all laws should always be obeyed would have made a fine slave catcher. Anyone who believes that all laws are applied equally, despite race, religion, or economic status, is a fool."--John J. Miller
"I am free, no matter what rules surround me. If I find them tolerable, I tolerate them; if I find them too obnoxious, I break them. I am free because I know that I alone am morally responsible for everything I do."--Robert A. Heinlein
"Human history begins with man's act of disobedience which is at the very same time the beginning of his freedom and development of his reason."-- Erich Fromm
"We should never forget that everything Adolf Hitler did in Germany was legal and everything the Hungarian freedom fighters did in Hungary was illegal."-Martin Luther King, Jr
"Each man must for himself alone decide what is right and what is wrong..."-Mark Twain
Submitted Link #1: http://docjt.jus.state.ky.us/bluebook/files/PDF_8X...
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| 8335. |
Jason
Louisville, KY
Age: 35
Dec 19, 2010
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8334 - Ghost Address and Court Appearance
Upon going to the County Clerk, I was informed, it was a mandatory court appearance to plead guilty or not guilty.
I don't want to commit perjury, if I have to be sworn in. I'm wondering how others may have approached going to court with a ghost address and being placed under oath?
Will a last minute change of ghost address to real address bring unwanted attention?
Thank you for your time and good advice.
...
I have never been to court but I do agree that you should not commit perjury. Can any of you readers help Jason with some information?
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| 8334. |
Jason
Louisville, KY
Age: 35
Dec 19, 2010
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Ghost Address and Court Appearance
Mr Luna, I was recently stopped by a policeman, for not moving out the way of an emergency vehicle. This requires a Court appearance to plead guilty or not guilty.
This is my first time having to appear in court for anything. Beyond a speeding ticket many years ago. This is unfamiliar territory. My concern is should I have to be sworn in and questioned about my address (ghost address) I do not want to commit perjury. I have time to update my Drivers license to my real address before the court date. Or is there a chance it would draw more attention to the Invisible lifestyle I'm working to achieve? I wonder if any other readers have faced a similiar situation of going to court with their ghost address / real address?
My Drivers license, vehicle registration, and vehicle have the same ghost address. The ghost address is a local UPS Store for the last 3 years.
...
You can't just pay the fine by mail?
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| 8333. |
John
Los Angeles, CA
Age: 26
Dec 18, 2010
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Identity online
I wanted to share this article about how easily someone can invade your privacy simply by receiving an email from you. The author goes through the process in fair detail about how he was able to find a great deal of information online about the sender of a spam message. Although there are several ways to prevent something similar happening to you, the simplest is the best: DO NOT put your personal information online, or on any other records. The methods described rely in large part on finding the target's information on facebook, and networking sites to confirm the target's identity as well as a trove of personal information about them. In addition, most court/property records are available and search-able online. With this large amount of information, it would be quite simple to pretend to be you and access your bank account information, or blackmail/target you for monetary purposes.
Submitted Link #1: http://www.attackvector.org/invasion-of-privacy/...
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| 8332. |
Stephen
San Francisco, CA
Age: 34
Dec 17, 2010
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ID
I simply need a official form of ID as I lost my old ones but find CA DMV requires thumbprint. What is the easiest official ID card I can obtain without needing to give prints or SSN? I would like to use it for employment, getting into bars, and maybe open a bank account. Thanks
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| 8331. |
Hu
Ayyutthaya, Thailand
Age: 55
Dec 17, 2010
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Pay With Cash
Here is an article that stresses the importance of using cash in all transactions. It gives an example of what can happen if you buy over the counter meds. Pay with cash always.
Submitted Link #1: http://www.lewrockwell.com/orig11/rounds6.1.1.html...
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| 8330. |
Charles
Broken Arrow, ok
Age: 32
Dec 17, 2010
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Fingerprint for DL
Oklahoma does require not only one but TWO fingerprints to get a DL. They make a person give their thumb and index fingerprint.
When it came time to renew my DL I went to Arkansas, rented a weekly apartment/hotel. With my rental receipt in hand, I went to the DMV and got an Arkansas DL
No prints required. Although she did ask me if I wanted one for security purposes only and I politely declined. This was in 2008.
I then drove back to oklahoma with new DL in hand! If I was seeking a new ghost address in another state then I would call ahead to the DMV to find out if that state requires a print.
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| 8329. |
Alan
Boca, Florida
Age: 40
Dec 16, 2010
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NM LLC for Traveling Business
JJ, I am a traveling business person working only on the weekends across the country. Every week I am in another city working conventions. I want to use a NM LLC for registering my transportation as well as to open a bank account to hold fund. I want my privacy and all your books are great and informative. But you have stated that NM LLC's under most conditions shouldn't be used for business but there are exceptions aren't there??
...
I have no objection to using LLCs sometimes, for business.
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| 8328. |
Lewis
Athens, GA
Age: 39
Dec 16, 2010
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Turn off Facebook face recognition or don't join at all!
Excerpt:
"The first thing you probably want to know about Facebook's new "tag suggestions" — which uses facial recognition technology to suggest which friend is probably featured in which photo — is that you can turn it off."
We've got the "Seeing Something & Saying Something" campaign on buses and even at Wal-Mart, where people can phone in and snitch, google and gmail giving their information to the Feds, and Facebook too, so why join Facebook and make it easy on Big Brother and Big Sister to track you?
Submitted Link #1: http://technolog.msnbc.msn.com/_news/2010/12/16/56...
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| 8327. |
Charles
Washington, DC
Age: 43
Dec 16, 2010
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Cell Phone Interception
Barb, the answer to your question is "yes, depending on how much money they want to spend". Of course, that is the answer to almost ANY question.
Cell phones are just specialized radios. While some of the links are encrypted, it isn't super hard to break.
The "easy" way is about $3,000 worth of equipment and some know-how to make your own cell base station. If they get close to your location, your phone will connect to THAT and then out to the rest of the world. From there, they can record anything.
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