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From / Date: |
Question / Answer: |
| 6965. |
Carl
Cincinnati, OH Age: 43 Jan 6, 2010
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Computer security
As highlighted by Mr. Luna's recent border crossing, computers can easily throw a wrench in things, even if you do not own one. First, on your own PC, particularly laptops, use an app called TrueCrypt. It's been covered here in the past. It will create an encrypted volume of any size which can then be disguised with an ordinary filename. Second, I own several laptops, all of which except the very newest I consider to be throwaways. I use an app called BC Wipe to regularly wipe free space after backing up personal data to a thumb (usb) drive. Third, even if you do not own a computer, your privacy is very much affected by the data culture, as anyone a victim of identity theft has found out the hard way. State & local govt's are increasingly turning to Google for computer services with nary a thought for our privacy. Keeping up on computer security trends is increasingly important.
Submitted Link #1: http://philosecurity.org/...
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| 6964. |
Hu
Ayutthaya, Thailand Age: 54 Jan 5, 2010
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Blocking Doors and Windows
There is a new law in Oklahoma that will make it a crime to block or obstruct any entrance to you home. This is in reference to houses used for drug use and with the large number of wrong address raids, even if you are innocent but have reinforced your house this can happen: "The law carries punishment of imprisonment of not more than five years or by a fine up to $10,000 or by both." I prefer the 5 rings of defense outlined in your book Invisible Money.
Submitted Link #1: http://www.tulsabeacon.com/?p=3269...
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| 6963. |
Chris
Charlottesville, VA Age: 45 Jan 5, 2010
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RE: 6962 Ghost Address
This may not work where you are, but for me it did.
I am in Virginia and I can do certain DMV transactions Online, one is changing my address.
First I had to set up an Online account. They sent me a PIN to my regular address. Once I had the PIN I could make address changes. So when it was time for my yearly registration, I used my new address...which in my case is an Online PO Box.
When I had to renew my drivers license, I could do so Online, so I used the PO Box address.
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| 6962. |
chris
Nashville, Tennessee Age: 43 Jan 5, 2010
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Ghost address
In Tennessee they will only list a residential address on your drivers license. Any suggestions on what to do to keep my real address private.
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You mean, besides moving after you obtain the license? No.
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| 6961. |
Mkinzi
Asheville, NC Age: 43 Jan 5, 2010
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Post office trash
Once you recommended the post office trash as a source of junk mail envelopes. I just witnessed an argument at the local post office where a postal worker demanded someone return magazines to the open trash can he had just taken them from. Any legal basis either way?
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I checked with a good friend in the USPS. His answer:
"That reader probably encountered an overly zealous Postal Worker. I'm sure a little discretion should be applied when gathering some of those junk envelopes. I don't believe I have ever heard of a rule to not allow customers from taking some of the trash. At the office I work at they might even encourage customers to help themselves to the trash!"
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| 6959. |
Lance
Townsville, QLD, Australia Age: 56 Jan 5, 2010
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Privacy measures in Australia
I am a bit puzzled over exactly HOW to implement some of your suggestions (in HTBI) here in Australia, since the laws about reporting transactions with large amounts of cash, and the ID required to open a bank account etc are considerable. And I asked our solicitor, but sadly, we don't seem to have the equivalent of an LLC (I have a number of companies and trusts which own our houses and vehicles, but the law here says the company director's personal address is required). I am sure something can be worked out, and I will keep at it until I work it out. But if you have any Aussie-centric advice, I am all ears! er... eyes! :)
However, privacy with the phone and email stuff is simple, since that is what I do for others. I have a lot of clients with phone numbers in different parts of the country (or even untraceable ones in their own city) since I am the ISP/Telco who creates them. And I even have a few US clients who take advantage of that as well.
In fact after reading HTBI I am considering making the privacy aspect a feature of our business (see address below) as a different slant on the "Get Your Life Back" theme.
Cheerio from tropical North Queensland
Lance
Submitted Link #1: http://fairgocom.net.au...
...
Have you checked to see if a NM LLC can serve as the director and/or owner of an Australian corporation or trust? (This appears to be the case in Sweden and Belgium.)
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| 6958. |
Mike
Orange County, CA Age: 30 Jan 5, 2010
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Canadian Border
Hi Jack,
I was a bit disturbed by your recent blog posting regarding your entry into Canada. I know some of this has been beaten to death many times on your website, but I’d like to bring it up again, with a twist.
First. Two laptops. Bad idea.
Second, I think that all computer hard drives should be encrypted, whether or not they contain any sensitive data. There are many utilities out there to do this, but TrueCrypt is the free-est way to do it. You can have a pre-boot authentication password so that the operating system won’t boot until the password is entered. This is mainly to keep unauthorized eyes away from your data.
Third, there are several laptop vendors out there that provide easy-to-swap internal hard disks, but Lenovo (formerly IBM) is the one I prefer (I know you used to be a fan of ThinkPads, Jack. They are still pretty much the same as they were when they were under IBM’s wing). With my keychain Phillips screwdriver and a spare hard disk pre-mounted into a Lenovo hard disk cage ($10 on eBay), I can swap my hard disk out in under a minute.
Fourth, when traveling, keep a “clean” operating system installation on your “traveling” hard disk. If customs asks you to boot up your computer, give them the password. They will snoop, but won’t find much. You need to make sure you use the operating system a bit (maybe browse some generic websites) right before your trip, so that the timestamps on the files will be up to date.
Fifth, I just installed a pretty nice stereo system in one of my cars with my brother-in-law, and we became VERY familiar with how to tear apart the dash and door panels in a VERY short period of time. I noticed that there are many large cavities within many of the dash/door components that could easily fit a spare hard disk and/or flash drive. These areas could be used to store the “alternate” encrypted operating system hard disk that you install into your laptop when you arrive at your destination. Of course, if customs rips apart your car, you will need to come up with a pretty good explanation as to the reason a storage device is hidden within it.
Sixth, if step five is too risky for you, there are alternate methods to utilize. You could use a hollow nickel with a concealed Micro-SDHC flash card. You could try to snail-mail your hard disk or flash drive to your destination in advance (not my cup of tea). Or, you could download your files to your computer from a remote server once you reach your destination, then wipe your hard disk clean or reimage it before you return to the States.
The fact of the matter is that even a “seasoned” white male is no longer safe when passing through customs. Customs agents have major chips on their shoulders, and would love nothing more than to catch the next terrorist and get their 15 minutes of fame on the local news. It really is a modern day witch hunt, especially after the recent events on Christmas day.
On the bright side, Jack, I honestly don’t believe they imaged your hard disks. Performing a hard disk sector-by-sector copy definitely takes longer than 55 minutes.
Here is my professional recommendation. When traveling across International lines, carry one clean laptop with you, with a hollow nickel on your person concealing a flash card with your data stored in an innocuously named TrueCrypt volume. If that is too risky for you, keep the files you require for your trip in password protected .zip files stored on your web-based email server (Yahoo, Gmail, etc) and download the files once you reach your destination. If necessary, email any altered files back to yourself and/or securely delete any untouched files and wipe your temp files clean with CCLeaner (freeware) before returning home.
Or, like you said, you could just leave the laptop at home…
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| 6957. |
Steve
Phoenix, Arizona Age: 34 Jan 4, 2010
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Internet Privacy
This guy should have taken a look a your book before he headed up to Canada and kicked his heels up! I appreciate the use to technology to catch a criminal, but it also let's the public know EXACTLY how free flowing information is these days!
Submitted Link #1: http://videogames.yahoo.com/events/plugged-in/warc...
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| 6955. |
Eric
Newark, NJ Age: 37 Jan 3, 2010
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computer security
I'm looking for any recommendations on a computer and internet security consultant to consult with prior to purchasing and upgrading new hardware and software. Any suggestions?
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Contact Michael Spaulding: michael@vanishnow.com.
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| 6954. |
danny
austin TX Age: 44 Jan 3, 2010
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htbi download
Had an email a while back saying that htbi would be available as a free download from the publisher. Did this happen, and if so, what is the url? Thanks.
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Still pending but we are working on it. It is the 2000 edition, not the 2004.
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| 6953. |
Richard
Albuquerque, NM Age: 42 Jan 3, 2010
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Credit card customer profiling
People always say they are afraid of Google and how much information it has on them. The truth is: people shouldn't be afraid of Google. They should be afraid of credit card companies.
I have access to your full order history. I know everything you ever bought with a credit card. And yes, there are a lot of studies done on credit card purchases.
Some years ago, someone wrote a paper claiming he could get the age, gender and race only from the credit card purchase history. It worked very well. Today, with your full purchase information, we can even "guess" your income range, number of defendants and even weight. We have a statistical profile of every customer. We can even calculate the odds you eat at McDonald's today, considering you ate there once every X day. In 98% of the time, this model is very accurate.
One drawback is that it requires a lot of information. That is why it takes a few years and then, we are fully able to track you. In many cases, we compare the profile calculated from your purchase history to who you really are (and you thought they asked your income for credit validation) to further improve our models, and track fraud, most of all. It's so sophisticated that if you order products a person in your group never ordered, your card will get automatically locked.
Every time you use your credit card, you leave tracks. And none of it is private. Any police officer can get every purchase you ever made - and it can be used against you. There are many, many cases where credit card purchase history were used to prove DUI (you took a large tab at a bar) indirectly.
Source below
Submitted Link #1: http://www.reddit.com/comments/al3tl/iama_fraud_pr...
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| 6952. |
Thad
Detroit, MI Age: 34 Jan 3, 2010
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Any places left that still sell PAGERS?
Wish to elevate my level of security, only using a cell phone to return phone calls, keeping battery removed at other times. Have not had a pager since high school, which I bought at Radio Shack. Any places left that still sell PRE-PAID pagers? If not, how would you suggest I be able to receive messages at home? Constantly calling in to an ANSWERING SERVICE would be costly and awkward.
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| 6950. |
Don
Baltimore, MD Age: 40 Jan 2, 2010
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Checking Account w/o SSN
Is there a way to open a checking account without a SSN#? Perhaps, there is a way to open an account with an online bank or a Canadian Bank account. If there is such a way, would I need a ghost address in that bank's location?
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In the USA, there is no way to get around the SSN requirement. You can open a Canadian account, as outlined in "Invisible Money," without the SSN. Some branches of the recommended bank there will require a Canadian address. Others will not.
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| 6949. |
John
Virginia Beach, VA Age: 39 Jan 2, 2010
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Re: Marissa 6948
Marissa,
In response to Question #2, using a Visa debit card is what we do. You need to take an additional step though to keep the money in your accounts safe.
Most debit accounts are tied to your checking or savings and will automatically pull money from one of those accounts if the debit account is overdrawn. The manager of our credit union created a savings account (for the debit card) that was not linked to our other accounts in the system. We can transfer money to and from the account but it will not pull from the other accounts if overdrawn. We just have to ensure we stay on top of the amount in the account to ensure we don't overdraw it. We have no other credit cards and use this Visa card for all online and store purchases and have never had a problem. Hope this helps.
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| 6948. |
Marissa
San Mateo, CA Age: 42 Jan 1, 2010
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Bad travel experience, request advice
I recently stayed at a Travelodge motel. I was told that they needed to keep a photocopy of my ID (passport, in my case) for 1-7 years for corporate audits. The manager told me that the files were kept offsite and shredded when the audit was complete. No info was recorded in their computer except my name, plus verbally given address and phone number.
I paid cash, but they told me that even if I'd had a credit card, they would still have needed to keep a copy of my ID for the audit. I went along with it because I was exhausted and ill, but it made me very uncomfortable.
I will need to travel several times in the near future, and I would like some advice.
1) My credit cards (which I never use) are under my old name, and do not match my current ID. I am reluctant to update and use my credit cards since I assume the credit bureaus and/or credit card companies will sell my new name and current address to anyone who wants it. Does that sound like a reasonable assumption?
2) Has anyone successfully used a bank debit card with a VISA logo for buying plane tickets, renting cars and hotels, etc.? I am thinking about opening a bank account specifically for this purpose. That way, if the card is compromised, it will only put at risk however much money I have in that account, leaving my regular account safe. Good idea? Silly idea?
3) Has anyone used prepaid cards to rent hotels or cars, etc.? I know that you can get them with your name on them, but you have to fill out a lot of personal info. How would the privacy risk of these cards compare to updating my info on my regular credit cards and thus, the credit bureaus?
4) Are most hotels nowadays insisting on keeping a copy of ID, or is this a Travelodge quirk? I don't mind showing my ID, but having them keep it for years concerns me due to the risk of it being stolen.
5) Any suggestions on finding the most privacy friendly hotels? Do most of you call in advance to ask about their requirements and procedures?
6) If I do need to start using a real credit card, can anyone suggest a privacy friendly one? Ones to avoid?
BTW, my main privacy concern is to keep my personal info from being sold/and or distributed, especially over the internet on those people search websites, etc. I am also somewhat concerned about preventing identity theft.
Thanks for the advice!
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I travel frequently and stay at upscale hotels. I have never had anyone copy my ID. I have ocassionally traveled used a credit card with an alternate name, but have shown a passport with my true name. No questions asked (so far). I suggest you avoid TraveLodge in the future.
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| 6947. |
Robert
Baltimore, MD Age: 43 Jan 1, 2010
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Privacy & Air Travel
Since I first read HTBI I have used my passport for ID when flying. Recently I screwed up. I got to the airport only to discover I had forgotten my passport and didn't have time to go back and get it. Luckily (or maybe unluckily) I keep my DL in my car...otherwise I would have had no ID to use. So I used my DL for ID.
For some reason unknown to me I've been put on some "list" which prevents me from checking in online or even at a kiosk at the airport. I always have to talk to a live agent so they can "clear my name" whatever that means. I've never had any problem whatsoever getting on a plane but it's an additional hassle having to wait in line to talk to an agent and as far as I can tell it's basically impossible to get off this "list" once you are on it.
My DL is from a different state with a different ghost address than I used to buy the ticket so the address information conflicts (not a problem when using a passport for ID)
I watched closely when I checked in to see what the agent typed in. My DOB was typed in several times but DOB is on my passport. My address was never typed in. Some number I didn't recognize was typed in which I thought may have been the DL# but it wasn't. On my return flight, there was a tall partition obstructing my view so I couldn't see what was typed in.
Going forward I will obviously use my passport when flying but have I done anything to compromise my privacy with this blunder?
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| 6946. |
Stan
Atlanta, GA Age: 44 Dec 31, 2009
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TSA going after travel bloggers
As the government reviews how an alleged terrorist was able to bring a bomb onto a U.S.-bound plane and try to blow it up on Christmas Day, the Transportation Security Administration is going after bloggers who wrote about a directive to increase security after the incident.
TSA special agents served subpoenas to travel bloggers Steve Frischling and Chris Elliott, demanding that they reveal who leaked the security directive to them. The government says the directive was not supposed to be disclosed to the public.
Frischling said he met with two TSA special agents Tuesday night at his Connecticut home for about three hours and again on Wednesday morning when he
was forced to hand over his lap top computer.
Frischling said the agents threatened to interfere with his contract to write a blog for KLM Royal Dutch Airlines if he didn't cooperate and provide the name of the person who leaked the memo.
"It literally showed up in my box," Frischling told The Associated Press. "I do not know who it came from." He said he provided the agents a signed statement to that effect.
Submitted Link #1: http://news.yahoo.com/s/ap/20091231/ap_on_go_ca_st...
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| 6945. |
helmut
kitchener,ontario Age: 70 Dec 31, 2009
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frank #6941
Invisible Money is worth the price.Don't be so cheap!---Follow Mr.Luna's advice:Rent do not own if you value privacy. ---When you own anything worth insuring,then society has to know who you are.Why serve the Establishment when you wish to hide from it?
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| 6944. |
John
Alpine, New Jersey Age: 34 Dec 31, 2009
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Personal Protection
Mr. Luna:
Forgive me if you've discussed this publicly, but do you recommend obtaining a license for a concealed handgun for personal protection as part of the overall privacy lifestyle, for one's overall well-being?
Some background on me: I'm a 34 year old white male, entrepreneur. I have assets, and other people I interact with on a daily basis can probably ascertain this. So I want to protect my assets, and I also have a young family.
Many readers here have mentioned the increasing "police state" in U.S., decreasing privacy. I feel this in my everyday life. Although I pay the brunt of taxes in my society, I feel that no one is really looking out for my own protection at the end of the day: the police, the legal system, or government.
Interested in your thoughts. And keep up the great work.
...
I am not a fan of handguns but if you think you must have one, don't lie on the form.However, before you do anything, read my e-book Dirty Tricks for Savvy Chicks. I discuss handguns vs. shotguns for home protection.
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| 6943. |
Mike
Orange County, CA Age: 30 Dec 30, 2009
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Frank's Questions
Hi Frank,
When maintaining your privacy, it’s important that you try to keep things as simple as possible. Also, have you read “How to Be Invisible” yet? Some of your questions are answered in that book, but here is my feedback:
First, it’s awesome that you are paying cash for your house and are putting it into the name of an LLC. This will prevent people from locating your home address by searching the county records. However, I would highly recommend that you do not use that LLC or even the same company name for any other purpose. The more items or services you have tied to a single entity name, the higher the risk that someone will be able to put the pieces together and find you.
Next, utility companies could care less who owns the property where the service will be located. Basically, anyone can sign up for utilities for any address. I personally believe that starting utilities in the name of a company can potentially draw more attention to you than you’d like. Instead, ask each of the utility companies if you can start service without providing an SSN or submitting to a credit check. Sometimes you can avoid this by simply putting down a deposit (sometimes as low as $50). In that case, you should start the service in ANY non-company name (John Smith, etc). I suggest that you start each utility in a different name (once again, less pieces to tie together). If a utility demands a credit check or SSN, either look for an alternative that does not, or use a nominee (see Jack’s nominee book).
Also, you didn’t specifically mention this in your post, but make sure you have a secure ghost address, preferably very far away from where you live. This is good for a million reasons, but especially for when you register your vehicles into the name of a company and need a location for the DMV to mail the new title and registration renewal documentation. Also, make sure you have an anonymous prepaid cell phone with a far away area code. Also get a K7.net phone number. They are extremely handy!
As for banking, opening a bank account in the name of an LLC will eliminate most (if not all) of your privacy. In addition, banking laws require either a tax ID or SSN of a primary LLC member to open the account. Also, you will most likely have to register the NM LLC in the state where you open the bank account. BSA (Bank Secrecy Act) laws make it next to impossible to have an anonymous bank account that you personally open. You will either need to have a nominee open a bank account for you (see Invisible Money) or use cash, money orders, and prepaid credit/debit cards to pay your utilities. In fact, you should be using these methods to pay for everything from this point forward. There is no point in having an anonymous utility or service, only to pay it with a bank account that can be traced back to you.
In closing, I highly suggest that you read all of Jack’s books (starting with How to Be Invisible, if you haven’t read it already). Each provides valuable information to help you better protect your privacy and personal assets. Invisible Money and Skip College are my personal favorites.
Good luck…
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